Social medical insurance card, referred to as medical insurance card or medical insurance card for short, is a special card for personal account of medical insurance. With personal identity card as the identification code, it stores and records detailed information such as personal identity card number, name, gender, disbursement and consumption of account funds. The medical insurance card is undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank with the personal account payment at the end of the month to allocate it to the personal medical insurance card of the insured employees.
1, the scope of use of medical insurance card: insured workers in designated hospitals, pharmacies to buy drugs, can use the password on the POS card, but can not withdraw cash or transfer.
2, medical insurance card balance inquiry: insured workers can dial, but also in the Bank of China savings office or urban designated hospitals, pharmacies. You can also log in to the social security inquiry system online.
3, medical insurance card transaction query: insured workers can go to the savings office of the Bank of China to print medical insurance card transaction records, including personal account payment records and consumption records. If you have any questions about the transaction records, you can go to the retail business department of Bank of China for enquiries.
4. Password of medical insurance card: If the insured employees change their passwords, they can call or go to the Bank of China Savings Office with their ID cards to make changes. If the insured employee forgets his password, he can report the loss of the original password and change it with his ID card at the Bank of China Savings Office.
5. Custody of medical insurance card: Insured employees should take good care of the medical insurance card. If they lose it carelessly, please immediately issue a certificate letter to the unit and stamp it at the medical insurance office for confirmation, then report the loss with the ID card to the Bank of China Savings Office, and go through the formalities of replacing the card. After 7 days, they can get a new card.
6. Precautions: When the number of medical insurance card transactions reaches 60, the insured employees must go to the Bank of China Savings Office to print the transaction records, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.
Only when you are 100% responsible in the pharmacy can you enjoy the reimbursement rate when you are hospitalized (it must be within the scope of medical insurance).
Hospitalization within the scope of medical insurance, according to the actual amount of expenses, such as: spending 10 thousand reimbursement between 55% and 65%.