I&;m glad to answer your question. I&;m @ 另另另另另另另另另另另另另另另另另另另另另另2147 It is stipulated that the national accumulation fund is: the accumulation fund paid by units and individuals is generally between 5% and 12% of the wage base. If your salary and bonus in your company totaled 120,000 yuan in 2019, then your average salary base from January to December 2019 is: 120,000 ÷ 12 = 10,000 yuan. Assuming that your company pays you the provident fund at the highest rate of 12%, the monthly amount paid by your company is: 10,000 * 12% = 1,200 yuan. It is also 1200 yuan to pay your own deduction every month. So your provident fund account earns 2,400 yuan per month. Nowadays, except for state-owned enterprises and administrative units, all units generally pay 12% of the highest coefficient, and the welfare benefits are very good. Generally, due to the pressure of its own cost, private enterprises generally pay 5% of the minimum coefficient stipulated by the state, so that the monthly account amount is relatively small. The purpose of the provident fund is to borrow money to buy a house with less interest. Although the contribution coefficient of each unit remains the same, if there is a provident fund, you can at least use the provident fund loan to buy a house. The interest rate of the loan for buying a house is low, which is very cost-effective for office workers! Considering comprehensively, the amount of provident fund is related to the business type and profit level of the unit. Generally choose between 5% and 12%. If your unit pays 12% of the maximum coefficient, it means that your unit is very good or not. Have fun! I hope my answer can help you. I&;m @ 另另另另另另另另另另另另另另另另另另另另另21478