How smart are the smartest people you have ever seen?

My husband! When I first met him, he was very attentive. At that time, he earned about 3,000 yuan a month. Although he didn&;t have any savings, it was really generous. Every month, I roughly calculated that I would spend about 4,000 to 5,000 yuan on me alone. The two of them went out to eat, watch movies and go shopping to buy gifts … That wouldn&;t be 4,556,000 yuan! What should I do about the deficit? He had a coat that he didn&;t wear in winter when he was a child, and he hung it in the dormitory closet all the year round. This person was super conservative, and he didn&;t even save money in the bank. He took out his salary bonus and put it in the coat pocket. After a long time, his girlfriend also took it, and my husband also took it. Just let him know when he took it (now think about it, it&;s really a wonderful group! ) It looks silly, quite silly, right? Four months later, people suddenly announced that they were going to buy a house and a car. (Informed me unilaterally! ), me? ! ! I mean, isn&;t it a little soon? He said it doesn&;t matter, you can get engaged first! Even if you don&;t get engaged, you have to get rid of the house and car first. What if the house price takes off? Then he began to borrow a broken battery car to look around the house (the buddy with the gold coat was watching it with him). The two of them wandered around for a long time, respectively looking at the house and then pulling their girlfriends to make a decision. The house price is not expensive. We bought 2,800 yuan, the floor is not good, the sixth floor is Dongshan, and it is multi-storey. His buddy bought the elevator room, and the second floor is about 3,200 yuan or 3,400 yuan. The area is also small, about 100, and young people just need a house. It is important to have or not and the total price, and everything else is secondary. Then go back and raise your own money! This person not only has no money now, but also owes a lot of money. I am a man who eats people and is soft-spoken and short-handed (at that time, I could probably earn four or five thousand dollars a month). If I spend all his money in love, can&;t I save mine? (Before moonlight, I was also an expert in spending money.) I also know that his money is from his buddy. His buddy wants to buy a house, so we can&;t lend it to others, so we can&;t pay back what we owe them, can we? So I took out my savings to make up for the deficit (combined with the money for picking up girls, it seems that the girl herself paid half). The down payment was 125,000 yuan, and his family paid tens of thousands of dollars. The rest was borrowed by him, and he was very popular and thick-skinned. (So we didn&;t have any trouble with borrowing money from friends in the future. We lent it to us before, and we didn&;t hesitate to borrow it from us later.) ), at that time, everyone was just married or ready to get married. That was really poor, and it was basically a loan of 510 million. When he got it together, he said, just write my name! The reason is that he didn&;t get a registered permanent residence at that time (after graduating from college, he lost his registered permanent residence permit, so he has been in a black household. In fact, he was already completing various formalities at that time. I know that his registered permanent residence has come down, but his ID card has not been replaced with a second-generation card). I am sorry. After all, I didn&;t pay for the down payment. It&;s not appropriate to accept such a big gift because I have only known another person for four months. I said I don&;t need it. Just do it after you settle down. You can add my name, but just write my name directly.I&;m not rewarded for my work. Who does he say to write and who doesn&;t? Bring your ID card to sign the contract tomorrow! That night, I needed to take out the money from various bank cards and put it on one of my cards. At that time, it was still an ATM. I remember how much it was at most 10,000 yuan at a time. Anyway, he was counting. I asked, when will we earn 10,000 yuan a month? What a big deal it is to draw a pie without looking up! I can earn 10 thousand yuan a month next year alone! After the house is settled, I will buy a car. I really don&;t have many choices, because there is only 20,000 yuan left, and it is not enough to draw a credit card. I will choose from the mini-car like Le Chi Benben Geely! The last choice is Le Chi (what a nice car! ), that little Le Chi brought us countless happiness. Three old men and their girlfriends, six people stuffed it in (the height of the old men is not less than one meter eight), went to the mountains to eat barbecue farmhouses or something, which was fuel-efficient and realistic! After the garage is solved, people pay their salary cards directly, saying that it&;s up to you to make a monthly mortgage or something! The mortgage is 1,500 yuan a month, and the car can be raised for hundreds a month. What&;s more, there are nearly 30,000 credit cards to pay back, let alone a debt! I got a room and a car under my name, but in the end we ate and drank Lazar all for me! And also dare not spend money, after all, it is really a huge expense! So we began to raise a house, a car, a credit card and a famine … although we were not even married! The key point is that I finally understood that the house is just needed, and I have to buy it. If I buy it, I will live with two people. Needless to say, the car is also driven by two people. I paid half of the expenses in the first four months, and the living cost and debt repayment later. It seems that I paid almost the same as what he paid (anyway, it is moonlight! ) He only paid four months&; salary and added tens of thousands of dollars to get a wife for nothing and fix the garage? Later, I enlightened myself that people&;s trust is also priceless wealth (now it&;s only tens of thousands of dollars, which is still valuable). But this man used an open plan! He hit on me with my salary! Later, the house price rose all the way since we bought it, and I was relieved. Anyway, this trust has increased! Pat the thigh again! Later, the car in that suite was sold! Changed rooms, changed cars, yes! Pre-marital property has become the joint property of husband and wife! I&;ve spent years in vain!


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