The transfer of foreign social security is not counted as the accumulation of local social security years. To buy a house in Guangzhou, a foreign hukou must first have no real estate in Guangzhou, and then have a tax bill or social security in Guangzhou for three years in the past five years. You can only buy one set.
First, the conditions for foreigners to buy a house in Guangzhou
Many people have worked in Guangzhou for many years. With the deepening and stability of their work, their contact with Guangzhou is getting closer and closer. Being based in Guangzhou has become the choice of many people from other places. Then, you have to contact Guangzhou Social Security because it is an indispensable part of living in Guangzhou.
Many foreigners in Guangzhou don&;t know much about Guangzhou social security, but if you plan to develop in Guangzhou for a long time, or even prepare to take root in Guangzhou, you have to understand the importance of Guangzhou social security for foreigners to enter Guangzhou.
Many people need to buy a house in Guangzhou, but in the end, they can&;t buy a house because the social security insurance period is not enough for three years, so they look everywhere for something to make up for it. But now, it&;s not easy for individuals to make up for it, so from now on, they need to make plans, especially those who want to settle down in Guangzhou, and don&;t cram for help when necessary. This situation is usually fruitless and anxious.
So what constraints does Guangzhou social security have on foreigners?
Conditions for buying a house in Guangzhou ①: Foreigners who want to buy a house in Guangzhou need to buy enough social security for more than 36 months in a row recently. Without social security, they do not meet the conditions for buying a house.
Conditions for buying a house in Guangzhou ②: Foreigners in Guangzhou need to buy social security for more than 12 months in a row, and they can enjoy medical reimbursement and maternity allowance. 80% of the maternity check-up can be directly reimbursed in Guangzhou, and 70% of the foreign students can be reimbursed.
Conditions for buying a house in Guangzhou ③: Freshmen need social security number and computer number to apply for Guangzhou hukou.
Conditions for buying a house in Guangzhou ④: If children study in Guangzhou and want to enter a better school, the conditions require adults to have social security.
Conditions for buying a house in Guangzhou ⑤: Foreigners who want to buy a car in Guangzhou need to buy enough social security for more than 36 months in a row recently, and they do not meet the conditions for buying a car without social security.
Conditions for buying a house in Guangzhou ⑥: In the future, the proportion of social security contributions in Guangzhou is low, but the base is high and the welfare is good. Many people hope to settle in Guangzhou for a long time.
Second, the new policy of buying a house in Guangzhou
Yesterday, Guangzhou Liangce Mortgage Co., Ltd. said in its official Weibo: Guangzhou&;s foreign orders have been tightened again. When foreigners buy properties in Yuexiu, Haizhu, Huangpu and Liwan districts in Guangzhou, all those who provide tax certificates at the time of transaction can only receive them in advance, and the housing management department will send a letter to the local tax department, and they can only pay taxes after the local tax department replies. It is expected that Tianhe District and Baiyun District will also implement this policy in the near future.
The reporter learned from several large mortgage companies in Guangzhou that many mortgage companies have received verbal notice from the Municipal Housing Authority in the past two days. A related person from a large mortgage company in Guangzhou said that yesterday the company received an oral notice from the housing management departments of Yuexiu, Haizhu and Huangpu districts on the examination of tax bills. In his view, in this way, it will lengthen the time for foreigners to buy houses and increase the time cost. According to the original process, for the tax bills provided by property buyers, the housing management department will review them on the spot and pass them.In order to go through other formalities. However, since the policy has just been implemented, it is not clear how long it will take to verify the tax bill. However, after the buyers submit the tax payment certificate, they will get a review number. If the property buyers are in a hurry, they can refer to the local tax department that handles the tax payment certificate by the number.
According to the Guangzhou purchase restriction order, non-local residents who want to buy a house need to provide a personal income tax payment certificate or social insurance payment certificate for more than one year in the first two years from the date of purchase. As a result, some foreign buyers used fake tax bills in exchange for room tickets. In order to prevent false tax bills, the relevant departments have taken various measures. Since July this year, foreigners have bought houses in Tianhe, Haizhu, Yuexiu, Liwan, Baiyun and Huangpu. The housing management department no longer accepts tax forms printed on A4 paper after downloading from the Internet (the list of individual tax payment is running and stamped with the tax department), but must issue formal certificates to the tax bureau, and only accept red forms (the tax payment certificat《个人所得税完税证》). Those who hold red forms must also provide the business license of individual households.