Can the provident fund be withdrawn?

In fact, the provident fund has many uses, except for loans to buy a house, which can also be extracted and used. If used well, you can save a lot of money! It can also be used to pay property fees and rent. According to th《住房公积金管理条例》, 《关于调整住房公积金提取政策有关事项的通知》 (Min Jian Jin Guan Han [2014] No.14) and 《福建省住房公积金提取管理暂行规定》 (Min Jian [2012] No.16), employees can withdraw the housing provident fund in the following circumstances: 1. Repaying the principal and interest of the house loan; 2, the city&;s existing residential workers to add elevators; 3. Leaving the country to settle down; 4, transferred from the province; 5. Low-income families withdraw housing provident fund to pay property fees; 6, the purchase, construction, renovation, overhaul occupied housing; 7. Retired; 8, enjoy the urban minimum living guarantee; 9, termination of labor relations with the unit without re employment; 10. Paying the rent; 11, special diseases; 12, partial or total loss of ability to work; 13. The employee dies; 14, due to natural disasters or emergencies. Bao Shu takes Fuzhou as an example. There are two specific conditions for the provident fund to pay property fees: ① It meets the standards of low-income families: if the employee&;s family is identified by the local civil affairs department as a local low-income family, it can first pay the property fees by itself, and then withdraw the provident fund with materials such as payment vouchers for property service fees; ② Withdrawal: The employee has not withdrawn the housing provident fund within 12 months before applying for withdrawal. According to Articl《住房公积金管理条例》 City, the State Council, if an employee is in any of the following circumstances, he can withdraw the storage balance in the employee&;s housing provident fund account: (6) The rent exceeds the prescribed proportion of family wage income. The friends who haven&;t bought a house have noticed that the provident fund can be drawn out to pay the rent. As long as certain conditions are met, relevant materials are prepared, and they can be handled at the provident fund management center or deposited in the bank.


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