Guangzhou Housing Provident Fund Withdrawal Service Guide Employees may apply for withdrawal of housing provident fund under any of the following circumstances. 1 purchase, construction, renovation or overhaul of owner-occupied housing with ownership; 2. Repaying the principal and interest of the house purchase loan; 3. Renting a house for self-occupation; 4. Retired (or reached the statutory retirement age); 5. Completely lose the ability to work, and terminate the labor relationship with the unit; 6. Leaving the country to settle down; 7. Non-registered employees in this Municipality terminate labor relations with their units; 8 accounts to move out of the city, and terminate the labor relationship with the unit; 9. Laid-off and unemployed persons, male 45 years old (including 45 years old) and female 40 years old (including 40 years old), who have been laid off and unemployed for more than 12 months; 10. The employee dies or is declared dead, and his heir or legatee applies for withdrawing the balance paid in the employee housing provident fund account; 11. Other circumstances stipulated by the CMC in accordance with relevant laws and regulations. Handling process: the unit or employee provides the essential materials-the central handling outlets review and handle the withdrawal and transfer business (no more than 3 working days). If the applicant has any objection to the audit opinion of the management center, he may apply for a review. The application for review shall be answered within 5 working days. Materials to be submitted: If the employee meets the specified withdrawal conditions, h《住房公积金提取申请表》 in triplicate, a copy of his/her ID card, a copy of the current passbook or bank card of one of the applicants for withdrawal in Guangzhou, such as CCB, ICBC, BOC and Bank of Guangzhou, and a copy of the corresponding certification materials (all the above materials must be provided with originals for verification). If it is handled by the unit manager, a copy of the agent&;s ID card (and the original is provided for checking), 《住房公积金集体提取明细表》 (no n《住房公积金提取申请表》) and a 《住房公积金集体提取委托书》 issued by the unit are required; If it is entrusted by others, a copy of the agent&;s ID card (and the original for verification) and a notarial certificate are required. The corresponding certification materials should include: 1. If you buy a self-occupied house without mortgage: ① If you buy a first-hand house (apply within two years from the date of paying the house price), provide the house purchase contract registered by the municipal (or district) real estate transaction registration department (if you have issued the property right certificate, you need to provide the property right certificate) and the house purchase invoice. (2) If you buy a second-hand building (apply within two years according to the date of deed tax payment certificate), you should provide the real estate certificate and deed tax payment certificate. (3) Purchase compensation for land acquisition to increase the housing area (apply within two years from the date of payment), provide an agreement on house demolition and resettlement, and purchase an invoice for increasing the housing area. (4) If you buy an auction house (apply within two years from the date of payment), you need to provide an auction transaction confirmation and invoice. Property right certificate has been processed, and property right certificate and deed tax payment certificate are required. 2. To repay the principal and interest of the house purchase loan (apply within the repayment period), provide the contract for the sale of commercial housing (if the property right certificate has been issued, the property right certificate shall be provided), the loan contract signed with the bank and the purchase invoice (the deed tax payment certificate shall be provided for the second-hand house). 3. If renting a house is extracted (the application is made within six months from the date of registration and filing of the lease contract), it will be provided by Guangzhou Housing Lease.Housing lease contract registered by the management department (or public housing lease contract signed with the unit) and rent invoice (or public housing lease contract invoice signed with the unit). There is no self-owned house within the administrative area of Guangzhou, and the rented house is within the administrative area of this Municipality (only for my own extraction). 4. To build a self-built house (apply within the validity period of the approval), provide the land use certificate (or real estate certificate) agreed by the urban construction department at or above the town (township), the approval of the planning department at or above the town (township) for building, and the invoice or receipt for purchasing building materials. 5. Renovation and addition of owner-occupied housing (application is made within the validity period of the approval), provide the approval of the urban construction department at or above the town (township) for renovation and addition, the property right certificate, and the invoice or receipt for the purchase of building materials. 6. Overhaul the owner-occupied housing (apply within the validity period of the approval), and provide the housing safety appraisal certificate, real estate certificate, repair cost invoice or receipt issued by the housing safety appraisal department at or above the town (township) (or an appraisal institution with appraisal qualification). 7. If you retire (or reach the legal retirement age), you need to provide a divorce and retirement certificate (if you have no divorce and retirement certificate and reach the legal retirement age, you don&;t need to provide it). 8. If you completely lose your ability to work and terminate your labor relationship with your unit, you need to provide a certificate from a hospital at or above the municipal level (if the hospital can&;t prove the degree of disability of employees, you can provide a certificate issued by the Guangzhou Labor Ability Appraisal Agency) and a certificate of termination of your labor relationship with your unit. 9 accounts to move out of the city, and the termination of labor relations with the unit, the need to provide accounts to move out or have moved into the local proof, proof of termination of labor relations between employees and their units. 10. If you leave the country to settle down, you need to provide a visa and passport. 11. Non-registered employees in this Municipality who terminate labor relations with their units shall provide proof of termination of labor relations with their units. 12. Unemployed (or laid-off), it is necessary to provide unemployment (or employment) manual or personal social security payment list. Men are required to be over 45 years old (including 45 years old) and women are required to be over 40 years old (including 40 years old), and they have been unemployed (or laid off) for more than 12 months. 13. If an employee dies or is declared dead, and his heir or legatee applies for withdrawal, he/she shall provide the death certificate of the deceased employee or the cancelled household registration certificate, the legal inheritance certificate notarized by a notary office (the distribution of housing provident fund must be explicitly involved, and the original should also be submitted to the center), and the identity card of the heir. 14. Other circumstances and materials stipulated by the CMC in accordance with relevant laws and regulations. When applying for the second withdrawal of th《住房公积金提取申请表》, ID card and corresponding certification materials are provided, and no copies of the above materials are needed (if the transfer account number for the second withdrawal needs to be changed, a copy of the changed transfer account number (passbook or card) is provided, and the original is also provided for checking). For cases 1 and 2, the spouse may apply to withdraw the storage balance in his housing provident fund account. When the spouse of the property owner (with no name on the property right certificate or the purchase contract) handles the housing provident fund purchase withdrawal business for the first time, in addition to carrying the above-mentioned materials required by the withdrawal policy, both husband and wife are required to hold the original and photocopy of the ID card and the original and duplicate of the marriage certificate.The printed copies shall go to the handling outlets together; When the spouse of the property owner (without a name on the property ownership certificate or the purchase contract) applies for the housing provident fund purchase withdrawal for the second time, in addition to carrying the above materials required by the withdrawal policy, he should also provide the original ID card and marriage certificate of both husband and wife. Conditions for regular automatic transfer: 1. Purchase a house by mortgage with pure housing provident fund loan in Guangzhou; 2. The co-owners of the house property who meet the extraction conditions w《定期转账提取住房公积金协议书》. Place for handling the withdrawal business: all offices of the center, management departments and offices of China Construction Bank, Industrial and Commercial Bank of China, Bank of China and Bank of Guangzhou for housing accumulation fund collection business. Place for handling regular automatic transfer: CCB, BOC, ICBC and Guangzhou Bank shall handle loans at the original bank housing provident fund handling outlets; Other bank loans shall be handled in the offices and management departments of the center.