My hometown is Baoding. After graduation, I went to Shenzhen to develop. Now I have a certain financial ability and want to get a credit card. What kind of credit card is better? First, China Merchants Bank credit card offers more food concessions, and China Merchants Bank credit card offers the most food concessions, such as China Merchants Bank credit card buffet, where two people and one person are free. Every Wednesday, China Merchants Bank credit card chilli crab is 50% off and sent to 86 yuan Haagen-Dazs in installments. Second, CGB credit card offers many half-price discounts: CGB credit card offers the most half-price discounts, such as: CGB credit card offers half-price on Friday or buy one get one free, CGB credit card offers half-price discount on Friday, and CGB credit card offers 50% discount on 3D movies. III. Industrial Credit Card offers a variety of gifts: Industrial Credit Card is courteous, such as: Industrial Credit Card plays and shares gifts, Industrial Credit Card points win gifts, Industrial UnionPay pays online for shopping and enjoying gifts in JD.COM, etc. These are banks with more discounts, and their credit cards are relatively easy to handle. 1. The lowest threshold is of course the local small commercial banks, and it is easier for big banks to apply for CGB. However, as long as you can issue a work certificate, all conditions can be ignored. If you can You can rely on your work permit. If you still don&;t amp No, you can apply with your ID card. If you want a larger amount, you can also consider CGB and China Merchants Bank. Generally, college students can apply for China Merchants Bank, CGB 100 yuan for 5000 yuan. In fact, CCB is the best, with thoughtful and humanized service, but it is relatively difficult to increase the credit limit. 2. Bank of Communications&; credit card approval threshold is very low, so it only needs to provide ID card and work certificate (i.e. work permit, badge, or income certificate stamped with the official seal of the unit, or even the original business card and a copy of the access card of the institution). The overdraft limit is not very high. Of course, the information provided by you is comprehensive. You own real estate, automobile production and so on. In addition to the perpetual card, you can apply for installment repayment if you spend more than 1500 yuan in a single purchase. There is no free SMS reminder function for transactions. 3 yuan deals with monthly SMS service. 3. Minsheng Bank. ; American credit card approval requirements are higher than those of Bank of Communications. Besides, you are not from this city, and some people discriminate against rural household registration personnel. The overdraft limit is slightly higher than that of other banks, and the interest-free period of consumption is up to 50 days. There is no handling fee for cash withdrawal at the local Minsheng Bank ATM. Minsheng Bank&;s billing date and repayment date can be set by itself, and the points exchange is at the upper-middle level. 4. China Merchants Bank. ; S credit card approval threshold is not high, and it is the first brand of credit card. Its card issuance is second only to ICBC, and its overdraft limit is relatively higher than that of Bank of Communications, lower than that of Minsheng Bank and China Everbright Bank. Of course, this mainly depends on your property and income. The longest interest-free period of consumption is 50 days. What kind of card application is not fixed, and to a large extent it is also related to your salary level and economic base. Bank of CommunicationsChina Merchants Bank has a relatively good application, and its household registration requirements are not high. Show a few more answers to show your wallet.
Lending in ten minutes at the fastest, less money.
Formal banking products, with low threshold and low interest, will be borrowed.
Please borrow the annualized 36% red E installment on the same day.
Permitted Consumption Staging Advantage Staging
Large-scale loans, personal loans
Borrow more than 5,000 yuan with ID card, and get 32.4% annualized cash wallet.
Easy to borrow money, one-stop service, and one-stop loan.
The higher the loan amount, the faster the annualized 24% mortgage.
Mobile phone loans will save 10.8% every year.
60,000 yuan, over 20 years old, 5.88% people amp People&;s livelihood loans can be issued in Shen Nian.
The amount of applications over 20 years old is higher, with an annualized rate of 11.4%. I like this card.
You need money, and I love my card. The annual interest rate is 18%
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