My family is a foreigner who runs a factory in Huadu, Guangzhou, and my father is the legal representative of the company. It has been more than a year since he paid taxes. It is about 200,000 yuan. Can I buy a house as a taxpayer in the environment of restricted purchases in Guangzhou? If I buy it, what is the down payment ratio? If I can&;t, what is the tax ratio for buying it in the name of the company and then transferring it to my personal name? Then I recommend other channels for buying a house.

Hello, thank you very much for your question. First of all, I am engaged in real estate-related work in Hengshui, Hebei Province, and I have a better understanding of the situation here. I checked the relevant information from the Internet about the situation in Guangzhou you inquired about. Guangzhou&;s purchase restriction policy requires non-local residents to provide tax payment certificates for more than three years when buying a house locally. Your father&;s tax payment time is relatively short. Although the amount is relatively large, he needs to provide tax payment certificates for more than three years when buying a house. So you can&;t buy it in your father&;s own name. If you buy it in the name of the company, it will involve the transaction of second-hand houses.

There are several kinds of taxes and fees involved: the first kind: deed tax: common house: less than 90 square meters: 1%, 90-140 square meters: 1.5%, non-common house: 3%, commercial house or company property right: 3%.

The second type: stamp duty: the buyer and the seller each pay 0.05% of the house price!

The third type: business tax: the business tax payable for houses purchased within 5 years is: transaction price × 5.5%; After 5 years, the business tax will not be levied on ordinary houses, and the business tax of 5% of the bid-ask difference will be levied on high-grade houses.

The fourth type: urban construction tax: 7% of business tax; Education surcharge; 3% of the business tax.

The fifth type: personal income tax: within 2 years of ordinary residence: {income from selling houses-total purchase amount-

Business tax, urban construction tax, education fee, additional tax, stamp duty) × 20%; Ordinary residence for more than 2 years (inclusive) but less than 5 years: (sales revenue-total purchase amount-stamp duty) ×20%. Sale of public houses: within 5 years, (house sales income-economic housing price-land transfer fee-reasonable expenses) ×20%, in which economic housing price = construction area × 4,000 yuan/square meter, and land transfer fee = 1,560 yuan/square meter ×1%× construction area. Ordinary houses for more than 5 years are exempt.

These kinds involve a relatively large amount of money, so you can choose them according to your own situation. I hope my answer can help you.