Guangzhou Housing Provident Fund Lease Extraction Application Conditions and Process 1. Housing Provident Fund Lease Extraction Application Conditions In th《关于提取住房公积金有关问题的补充通知》 issued by Guangzhou Provident Fund Management Center, it is clearly stipulated that those who apply for renting a house for self-occupation to extract housing provident fund must have no self-owned housing within the administrative area of Guangzhou, and the rented house is eligible to apply. Supplementary explanation :1. There is no self-owned house within the administrative area of Guangzhou, and the rented house is within the administrative area of this Municipality; 2. Renting a house for self-occupation; 3. Apply within six months from the date of registration and filing of the lease contract, and only I can withdraw it. Second, the handling process 1. After renting a house, both parties to the lease go to the rental management service center of each street to go through the rental filing procedures; 2. Take the house lease contract, house property right certificate, ID card, etc. that have been registered and filed with the house lease management department in Guangzhou, and go to the local taxation bureau to rent the house invoic: (excluding Panyu District, Huadu District, Nansha District, Conghua City and Zengcheng City), the lessor shall report and pay the relevant taxes and fees of the individual rented house to the street rental house management department where the rented house is located, and at the same time, the lessor may apply for issuing an invoice with the lease contract, tax payment certificate and other materials. The current taxes and tax rates of ordinary residential rental are as follows: If the monthly rental income of domestic r: does not reach 1000 yuan, the comprehensive levy rate is 4%; If the monthly rental income is above 1000 yuan (including 1000 yuan) and below 2,000 yuan, the comprehensive collection rate is 6%; If the monthly rental income is more than 2000 yuan (including 2000 yuan), the comprehensive collection rate is 8%. Personal rental of residential houses is exempt from urban land use tax. Lease contracts signed by individuals to rent or lease residential houses shall be exempted from stamp duty. The taxpayer of the above taxes is the lessor, and there is no additional invoice tax. 3. To apply for the provident fund at the provident fund management center (1) The application materials shall be provided in triplicat:《住房公积金提取申请表》, a copy of my ID card, a copy of the current passbook or bank card of one of the applicants for withdrawal in Guangzhou, such as CCB, ICBC, BOC and Guangzhou Bank, and a copy of the corresponding certification materials (all the above materials shall be provided with originals for verification). If renting a house is extracted, it is also necessary to provide the housing lease contract (or the public housing lease contract signed with the unit) and the rent invoice (or the public housing lease contract invoice signed with the unit) registered by the Guangzhou housing lease management department. (2) Handling place The handling plac: extraction business is the offices of the center, the management department and the handling outlets of China Construction Bank, Industrial and Commercial Bank of China, Bank of China and Bank of Guangzhou for housing accumulation fund collection business. (3) There are restrictions on the monthly withdrawal amount. As early as 2003, Guangzhou began to open individual withdrawal provident fund for renting houses, and set certain restrictions. If renting a house for self-occupation applies for withdrawal of housing provident fund, the monthly withdrawal amount shall not exceed the monthly rent; Moreover, the rented houseThe building area of the house cannot exceed 90 square meters, and the excess area is not included in the extractable “a; The monthly withdrawal amount of housing provident fund shall not exceed 30% of the average monthly salary of employees in this city in the previous year. 4. Application materials to be provided for renting affordable housing. In addition, users who rent affordable housing in this city need to extract 《住房公积金提取申请表》 in triplicate, copy and original of ID card, original and copy of certificate issued by housing security department, and original and copy of last year&;s rent payment voucher, and go to the provident fund management center where they are located. 3. Precautions 1. Sign the lease privately, that is, if you don&;t go to the street rental house management service center to go through the rental filing procedures, you can&;t mention the provident fund; 2. Reporting low rent to avoid tax, but the withdrawal amount of provident fund is also reduced. When the neighborhood committee signs the housing lease contract for the record, there is room for reporting the amount of housing rent. Although underreporting the rent amount can avoid tax, it will also affect the withdrawal amount of provident fund. Applicants must carefully evaluate it. 3. Those who falsely claim to rent a house and withdraw the provident fund will be blacklist《关于加强住房公积金租房提取管理的通知》 issued by Guangzhou Housing Provident Fund Management Center pointed out that a large number of illegal withdrawal of housing provident fund in the form of renting houses have been found in various business outlets of the housing provident fund management center recently. Therefore, the provident fund management center will strengthen the examination and approval of renting houses and withdrawing the provident fund, and conduct on-the-spot verification of employees&; renting behaviors. Once the employee&;s illegal behavior of withdrawing provident fund in the form of renting a house without actually renting a house is verified, it will be recorded in the bad information system of the provident fund center, which will not only affect the examination and approval of employees&; application for withdrawing provident fund and provident fund loans in the future, but also inform the employee&;s unit of the employee&;s illegal behavior by the provident fund management center and publish the blacklist on the website of the provident fund management c《通知》 requires employees to withdraw housing provident fund in the form of renting houses, and they need to submit the extract《租房提取住房公积金承诺书》 to promise the authenticity of renting houses. In addition, since it will take some time to verify the authenticity of the withdrawal behavior, from now on, employees who need to withdraw the housing provident fund in the form of renting houses are requested to send the relevant rental information to the provident fund handling outlets in the corresponding administrative regions 10 working days in advance according to the administrative regions where the rented houses are located. The staff of the outlet can handle the transfer and withdrawal after the door-to-door verification. I hope I can help you.