Hello, I am an office worker with a monthly salary of less than 5,000 yuan. Through my own continuous study and practice, I did have the experience of &”;Qian Shengqian&”; at the age of 28, but I didn&;t feel how simple &”;Qian Shengqian&”; is for ordinary people. On the contrary, it is very difficult. A person with a wealth of 10 million throws his money in the Yu &;ebao and does nothing every day, and he can earn more than 200,000 yuan a year, which is enough to exceed the annual salary of 90% office workers. For such rich people, &”;Qian Shengqian&”; is really simple. For most office workers, the annual salary is 58,000 yuan, a little more than several hundred thousand yuan. Even if you put all your thoughts into investing and managing money, it won&;t bring us much income, let alone make your life easier. Obviously, your &”;wealth base&”; largely determines the difficulty of using &”;Qian Shengqian&”;. Regrettably, for more than 80% of the population, this &”;base&”; is very low. Although this is a cruel reality, we can&;t abandon the idea and method of &”;Qian Shengqian&”;. On the contrary, we should take the initiative to learn and master this method, so that it can add value to our wealth and create more possibilities for our future. So, how to master the &”;essentials&”; of the method of &”;Qian Shengqian&”;? I believe the following stories will certainly inspire you. 1. A joke to understand the secret of &”;Qian Shengqian&”; Marcus is a German. In 2005, he dragged a lot of luggage and 3 million cash across the ocean to start a business in Shanghai. He took out 1 million yuan to pay the down payment on the house, and the remaining 2 million yuan was used to run the wine business. More than ten years have passed, and the venture capital of 2 million yuan has already been lost by Marcus. In the end, he had to sell the house he bought before for 17.25 million yuan and planned to return to China to recuperate. Before leaving, Marcus shrugged his shoulders and said, &”;This is really a magical country!&”; &”; . Although this story is a joke, we don&;t know whether it is true or not, but there is a thought-provoking truth in the middle of this story. If Marcus had put 1 million in the &”;safe&”; instead of buying a house, he would not have the legendary experience of changing from 1 million to 10 million now, and he would not have the capital to &”;return to China to recuperate&”; later. From the above story, we can see that what makes Qian Shengqian is the &”;assets&”; that can create future cash flow, not the cash in everyone&;s pocket. If you hold cash for a long time, your wealth will suffer relentless depreciation and become less and less valuable. There are many assets that can bring us cash flow in life. Real estate, land, stocks, bonds, funds, etc. can be used. We need to accumulate one or more of them in combination with our own abilities to achieve the purpose of preserving and increasing the value of wealth. Born in 1909, the Davis generation resigned at the age of 38 in 1947, and started his investment career with the $50,000 accumulated by his wife. Throughout his life, he pursued the investment strategy of &”;value growth&”;, insisted on buying potential stocks at a low P/E ratio, and then sold them at a high P/E ratio after the growth potential appeared, thus enjoying the profit per dividend and the growth of P/E ratio.Multiplication effect of. By the time old Davis died in 1994, the original investment of 50,000 principal had turned into 900 million wealth, and the annualized rate of return on investment was as high as 23%. This was the founder of the famous &”;Davis Dynasty&”;. The above legendary investment story shows the great charm of &”;Qian Shengqian&”;, and &”;compound interest investment&”; makes 50,000 US dollars become 900 million wealth after more than 40 years, which has to be amazing. The shocking figures actually contain the essence of &”;Qian Shengqian&”;, that is, the principle of compound interest. Einstein once said that &”;compound interest is the eighth wonder in the world&”;, which shows the great power of compound interest. It is under the effect of compound interest that &”;Qian Shengqian&”; is possible and has a steady stream of power. Therefore, if we want to master the method of &”;Qian Shengqian&”;, we must learn to use &”;compound interest&”; to help our wealth as much as possible. In a word, there are many ways to make Qian Shengqian, but their essence is the principle of compound interest. The &”;wealth base&”; that most of us can use for compound interest is very small, so on the one hand, we should constantly improve our wealth strength and enlarge the wealth base, on the other hand, we should try our best to capture a greater &”;compound interest effect&”; by improving our financial management and investment capabilities. Through the method of &”;increasing principal and expanding compound interest&”;, I believe you can also realize the &”;Davis double click&”; of life wealth. Finally, I wish you a happy investment! I am Forrest Gump, a grassroots struggler standing at the bottom of the pyramid. I look forward to your praise and attention!