Can the house in the mortgage be transferred? 1. The defendant&;s house has been awarded to the plaintiff, but the house still has a bank loan and cannot be transferred. The court may not forcibly repay the bank loan and cancel the mortgage. It is necessary to seek the opinions of banks before relevant operations can be carried out.

2. In judicial practice, the court will seek the opinions of the lending bank before making a judgment. If the lending bank agrees that the buyer (the plaintiff) will perform the obligation to repay the loan on behalf of the buyer, and the buyer is willing to repay the bank loan on behalf of the seller (the defendant), the court can decide to continue to perform the contract. Therefore, since the court has awarded the house to the plaintiff, as long as the plaintiff has fulfilled the obligation to repay the loan on behalf of the defendant, the property transfer formalities can be handled.

3. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other lending funds. Through loans, banks can meet the needs of social expansion and reproduction for supplementary funds and promote economic development; At the same time, banks can also obtain loan interest income from it and increase their own accumulation.