Personally, I think it&;s better to deposit it in the bank. First of all, your house, as you said, is Qingyuan. I have been to Qingyuan, although it is known as the back garden of Guangdong. Frankly speaking, the property market there has no investment prospects at all, and it is even difficult to maintain and increase its value. In fact, if you look at the map, you will know that although Qingyuan is close to Guangzhou, it is close to the relatively backward areas in Guangzhou, and Guangzhou has a large jurisdiction. Some areas in Guangzhou have not yet developed well, such as Huadu and Zengcheng, let alone Qingyuan. Qingyuan&;s economy is underdeveloped, and it is not a member of Guangdong-Hong Kong-Macao Greater Bay Area, so I am not optimistic about the future of the property market here. I remember that I went to Qingyuan to see a house once in 2018. At that time, I was in love with a real estate, which was 12,100 square meters. Now it is thousands. Two years later, instead of rising, it fell. Therefore, I think Qingyuan&;s property market bubble is quite big, and this place has many houses, few people, underdeveloped economy, lack of employment opportunities and is not close to Guangzhou. Although they are all close to Guangzhou, Qingyuan and Foshan are far from being comparable. To sum up, if you can not buy a house in Qingyuan for investment, it is still not recommended to buy it. Moreover, you only have 100,000 deposits, and the total price of this house in Qingyuan is 1.7 million, so you have to get a loan. Now the loan interest rate is not low. The key problem is that if you buy this house, it will be a pity if you don&;t live there. If you rent it, it is difficult to rent it because Qingyuan has a vast land and a sparse population. Second, the rent is not too high, which is not cost-effective from the financial point of view. So, this hundred thousand, if you don&;t buy a house, what should you do? If you don&;t have a good investment and financial management channel, I suggest you keep it in the bank honestly. Take certificates of deposit as an example. At present, the interest rate of certificates of deposit for three years is about 4%, so the annual interest of 901,000 yuan is 36,000 yuan, which is equivalent to about 70 yuan per day, not what you said. If your financial management ability is average, it is better to be cautious. Ensuring the safety of funds is the first prerequisite, and don&;t blindly pursue high returns. Then, I personally think it is an ideal choice to deposit money in the bank and buy large deposit certificates or government bonds.