The monthly income of 20,000 yuan is considered as a high-income group in Guangzhou. If you don&;t consider housing, you can live a very rich life. What about buying a house? Let&;s calculate this number. The room leave in Guangzhou is close to 21,000 square meters. If you buy 100 flat, it&;s about 2 million, with a down payment of 500,000 yuan and a monthly payment of about 8,000 yuan. If you still consider buying a car, a BMW costs about 300,000 yuan, the insurance should be close to 10,000 yuan, and the average fuel cost is 600 yuan per month. If you need parking fees, you have to calculate them separately. The living expenses are 4,000 yuan a month, and if there are children, the education expenses are 1,500 yuan a month. The total monthly expenditure is about 16,000 yuan, which is barely enough. But in fact, many people who earn four or five thousand yuan a month live well in Guangzhou, because they don&;t have a house or a car, and their work meals are included in the unit. Their expenses are rent money, breakfast and dinner money, and transportation expenses. Two thousand yuan a month is enough, and the remaining two thousand yuan is used to go out for fun and shopping on weekends. You dare say they have a hard life. No, they live very smartly. Who are they? They are single dog. As a single dog, you can live very easily with a monthly income of 20,000 yuan. However, as the pillar of a family, it will not be difficult to live, but it will not be easy, even if there are old and young people in the world, mortgage payments and car insurance.