Hello, I&;m glad to answer your questions. I need the following information:
1. The application submitted by self-employed individuals for self-employed loans can be approved and issued by banks within 3 working days, and the loan period is 1-3 years. Conditions for buying a house: when a self-employed person applies for a housing loan, the borrower should have the following conditions: having a permanent residence or an effective residence; Have a stable job and income, and have the ability to repay the loan principal and interest on schedule; Having a legal or agreement; The mortgaged house has legal procedures and clear property rights, and no other rights have been set; Have a certain proportion of self-raised housing funds. If an individual industrial and commercial owner applies, he must provide the same information as others, and also submit the original and photocopy of the individual industrial and commercial, capital verification report and recent certificate.
2, self-employed loans to buy a house to talk about income. According to the understanding of Huixiao Loan, applicants who buy a house with self-employed loans must have a stable career and economic income, and ensure that they have the ability to repay the principal and interest of the loan, in case the loan cannot be collected. Now banks are all commercial banks, and the first consideration for each loan bank is to avoid financial risks. If a self-employed person wants to realize his dream of buying a house through a loan, he must have the same conditions as others, and he must also submit another one: he has his own business license, capital verification report and tax payment certificate for the last three months, so as to prove that he has enough ability to repay on time.