Since October, 2013, Guangzhou has to apply for an appointment online to withdraw the housing provident fund. When making an appointment, you can choose the date and the bank to withdraw the provident fund. Now the withdrawal of the provident fund is no longer limited to CCB and ICBC. According to the regulations, the banks that can be withdrawn are: China Construction Bank, Industrial and Commercial Bank of China, Bank of Guangzhou, Agricultural Bank, China Everbright Bank, Rural Commercial Bank, Ping An Bank, China CITIC Bank, Industrial Bank and China Merchants Bank (any branch in Guangzhou can
However, individual branches will find various reasons to refuse you because they feel that it takes a long time to handle the first withdrawal procedure of provident fund. It is recommended to complain to them on the spot, and they will usually handle it for you immediately.