I have driven more than 100,000 Corolla and 1 million Mercedes-Benz and Audi. When buying expensive cars, a lot of money is wasted on &”;stories&”; and the functions of chicken ribs. Therefore, some suggest buying a car as cheaply as possible. As an ordinary person, the monthly income reaches 10 thousand yuan, which is enough to exceed 90% of the people in the country. The monthly salary of ordinary workers is only 5,000 yuan. A small business can barely reach about 10 thousand yuan. It&;s not easy to make money these two years, and cars are consumables. With little money, there is no need to buy expensive ones desperately. What does it cost to buy an expensive car? Cars are also divided into three or six categories. The more expensive and luxurious the car, the better the premium. Especially when the price of a car exceeds 0.2 million/200 thousand, the higher the price, the more serious the premium. The gap between 200,000 cars and 300,000 cars, 400,000 cars, 800,000 cars and 1 million cars mainly lies in brand attributes, story ideas and some enjoyment types. For ordinary people, it is enough to buy a car of 200,000 yuan, and the space size, power, configuration and control can meet the needs of most people. Further up, what you buy is face and identity, which is really unnecessary, unless you are a big boss. For an easy-to-understand example, if a bowl of rice congee sells for three dollars, its profit is very low. The cost of rent, labor and wear and tear will be shared equally, and the comprehensive cost may go to 2 yuan or so. The net profit margin is about 33%. So how, how can we make the net profit rate of this bowl of porridge higher? The boss adds 50 cents of pork to this bowl of rice congee, and this bowl of porridge can be sold for about 6 yuan. The cost becomes 2.5 yuan, the profit becomes 3.5 yuan, and the profit rate rises to 58%. Add 50 cents to this bowl of porridge (like three or four), and this bowl of porridge becomes seafood lean porridge, which can be sold for 10 yuan. At this time, the cost becomes 3 yuan, the profit is 7 yuan, and the profit rate rises to 70%. Car companies aim at profit, and by constantly adding different configurations to their cars, they divide the cars into various versions and sell them at higher prices. The higher the price, the higher its premium. In addition, when we buy some expensive cars, especially luxury brand cars, we spend a considerable amount of money on &”;stories&”; of people who buy them. The reason why luxury cars are luxury cars is that they are more expensive than ordinary cars, and users are willing to accept them. A large part of the reason is that their brand stories are well done or well told. This is the history that people have settled down. Every luxury car brand has its own unique slogan. Mercedes-Benz insists on the elegant combination of sports and luxury; BMW emphasizes the fun of driving; Audi&;s sense of science and technology can leave a deep impression on people. Therefore, many car owners are willing to pay more money for luxury brand cars than ordinary brand cars. The extra money is actually spent on the brand story of buying luxury cars. Buying expensive cars, especially luxury cars, with the higher the price of cars, it means that the price-performance ratio of cars is lower, and the more money made by car companies, a lot of our money is spent on brand stories. Why do you suggest buying as cheap a car as possible? The car is older and has rich life experience, and the mentality of buying a car and driving is more objective. buyCheap cars actually have many benefits. First, don&;t worry too much about face. Many people buy expensive cars, except for a few people who play sports cars and cross-country games. Many of them are used to save face. In order to have more face when driving, some of them are for business needs (this situation is worth encouraging). When you go out in an expensive car, you have to consider a lot of face problems in reality, which sometimes makes us spend a lot of money. For example, at the class reunion, everyone drives Corolla, BYD Qin, etc. If you drive Mercedes-Benz S-Class, everyone will encourage you to pay the bill, even though you don&;t want to pay the bill. Relatives exchange favors. Cousin, big uncle and second uncle who drive Geely and Chery cars for tens of thousands of yuan are all given to 500 and 1000 yuan as a gift. If you drive a BMW Audi, you can&;t get it for 2000 or 3000 yuan. If you drive a luxury car, your consumption will keep up with the existing level, otherwise others will say you are stingy. There is no such concern when driving a cheap car. I do whatever I want, and there is no face burden for all kinds of human relations and consumption. Second, you don&;t have to be borrowed all the time. Buying an expensive car or luxury car is often borrowed by relatives and friends such as seven aunts and eight grandfathers. Because of affection, it is not borrowing, nor is it not borrowing, which is embarrassing. This friend asked you to borrow your car and said that he would go out to do something and talk about business. That old iron asked you to borrow a car and said that he wanted a blind date; It is inevitable to borrow your car for a wedding car, a motorcade or something … and drive an expensive car. Lend your car to others, but it&;s really annoying when others don&;t know how to take care of their cars. Third, cheap cars save money. Save money by buying a car: if you buy a cheap car, you can save money first. If you originally planned to buy a car with a price of 100,000, but you bought a car with a price of 150,000, you will spend 50,000 more. It is better to stick to the original intention and buy 100 thousand. Cost of car maintenance: If you buy a cheap car, the cost of car maintenance will be lower. Insurance premiums, repairs, maintenance, etc. are generally more economical than expensive ones. A car with more than 100,000 cars such as Corolla and BYD Qin, the annual insurance premium is only two or three thousand yuan, but the annual insurance premium of a luxury car such as Porsche and Ferrari is only tens of thousands of yuan. As for maintenance, cheap cars have low configuration, few complex functions and electronic components, and there is basically nothing to be broken, so they are more economical in maintenance. Fourth, cheap cars are more worry-free to drive. When driving a cheap car, many car owners can ignore the problems such as a little scratch on the paint and a little noise, which will not affect the safe driving, and even drive until it is scrapped without dealing with those small problems. Driving an expensive car is different. Many people love their luxury cars as much as their daughters-in-law, and they can&;t tolerate small scratches and noises. When there is a problem, they run to the repair shop. If you don&;t have a car, don&;t talk about it. When you meet some mechanics who can&;t keep up with their moral integrity, they will see that you are driving a luxury car, and some will tamper with your car. The old problems will be handled for you, but they may also tamper with you quietly, giving you new problems, but the more you repair, the more problems you have. Fifth, cheap cars, don&;t worry about depreciation. A car with a five-year hedging rate of 50% will have a good hedging rate. According to this data, if you buy a 1000,000 cars, after five years of driving, means that the residual value is still 500,000, with an average annual depreciation of 100,000. However, if it is only a car with more than 100,000 cars, it will depreciate by 50,000 to 60,000 in five years, with an average of 10,000 per year. Cars are consumables and depreciate every year. Buying a cheap car costs less in this respect. It is a good reminder to suggest buying a car as cheaply as possible at the end, especially for some people who are &”;swollen and fat&”;. In my opinion, you can buy both cheap and expensive, as long as you have the financial ability to support it. In addition, if you are a novice, try not to buy anything too expensive. First, novices are more likely to have some bumps on the road, and the number of repairs will be more, which is also distressing. Second, the car has been here for a long time. When it is not fresh, it will be boring. After driving for a few years, I want to change cars. If you buy expensive cars from the beginning, it will be difficult to choose when changing cars, and it will be unbearable to change to a better car. Change to a cheaper one, and worry that others will say that your life is getting worse.