As a bank employee, I can calculate for you first: if you win 20 million yuan, after deducting 20% personal income tax, you actually get only 16 million yuan. If someone is willing to use 21 million to buy this 20 million, he will lose 5 million in money. Is there one in the world? Certainly not. Even the foolish son of the landlord&;s family would not do such a prodigal thing. Therefore, in this deal, there is a conspiracy everywhere. From my banker&;s point of view, if someone really does this, it will definitely be one thing: money laundering. Use it to launder money. What is money laundering? It is to turn some gloomy, shady and aboveboard income into legal money through means. For example, a person used telecom fraud to accumulate a large sum of money at home. There are a lot of cash and gold bars in the safe, cupboard and under the bed at home. However, because he is unemployed all the year round, if he spends a lot of money at once, it will definitely be noticed and reported by others. What then? He thought of a good idea. This person found a 20 million and said that he was willing to use 21 million cash to buy this 20 million. 20 million, only 16 million after tax. And now someone is willing to spend 21 million yuan to buy it, so it&;s really a big profit to do this business. As everyone knows, this person who wants to use money laundering is transferring all the risks to this person. For this telecom fraudster, although he spent 5 million more, with 16 million legitimate money, he can spend money unscrupulously. It&;s anonymous, and the center can&;t know who bought it. And this, although it earned 5 million more, what should I do with this 21 million? If he spends money lavishly, there will be &”;huge property of unknown origin&”;. If he keeps the money in the bank, it will be frozen ten times. Therefore, although buying and selling is not illegal, it is what you want. However, if the money used by the buyer comes from an improper source, the transaction will be illegal. 20 million, it was a great event. Maybe because of greed, the bamboo basket will draw water with a sieve. At that time, I won&;t get a penny. Everyone who is deceived is basically because of the greed for cheap money. I have been working in a bank for almost ten years, and I have seen all kinds of deceived people who come to the bank counter to transfer money to scammers. Basically, they all have one thing in common: being greedy for cheap. The last time was in June this year, an aunt in her fifties mysteriously came to the counter to transfer money. Transfer 100,000 yuan to a remote account. This aunt&;s behavior when she comes to the bank is so strange that it is difficult for you to pay attention to her. Moreover, when the teller inquires about the transfer-in account, the system automatically prompts that there are risks. Out of professional vigilance, we asked this aunt, do you know the other party who transferred the money? Why transfer money? And repeatedly reminded that there are many scammers now, don&;t be deceived. This aunt was a little angry and lost her temper, and asked the teller to transfer money to her quickly so as not to delay her earning money. Aunt said so, there must be something wrong, teller.I dare not transfer money to her. So, the teller tried to drag this aunt, and our people in the outer hall quickly called the police. Since we can&;t discourage it, we&;d better give it to the police. Fortunately, the police station is near our bank, and the police drove over in less than five minutes. Let&;s simply say the situation, and the police took the aunt to the VIP room and started chatting. Seeing the police, the aunt finally told the truth about the transfer. She said that she received it, and the other party said that she bought a washing machine in a certain shopping mall a few days ago (true story), and that&;s it. The bonus is 1 million yuan, but you need to pay 100 thousand yuan in tax first. Aunt was talking and took out her mobile phone from her pocket. It turned out that her mobile phone was always connected with the liar, and the liar over there heard everything we said before. The police took it, and as soon as they said a word, they hung up immediately. Then I called again, but I didn&;t dare to answer it there, so I was blacked out directly. At this time, the aunt realized that she had almost been cheated. Suddenly crying, two policemen joined our little sister in the lobby and persuaded her for a long time before she stabilized her mood. At noon the next day, the aunt and one of her children came to the bank, and her children said, thank you very much for our bank staff, helping mom keep the pension money. Bought us a box of apples and a box of oranges. It took several tellers a week to finish these two boxes of fruit. Conclusion: No matter what you do, never be greedy. As long as you have greed in your heart, it is easy to fall into the trap of others. Always remember that there will be no pie in the sky. Every pie that falls before you is actually a trap.