If you have 10 million yuan in hand, the first thing you will think of is to buy a house and live in it first. When you come to Ersha Island, you will find that 10 million yuan is not even enough for the down payment, and a villa will start at least 100 million yuan. Well, let&;s settle for the next best thing, and buy a set in the urban area. I found that there are more than 10 million school districts in the urban area, and after buying it, I will eat the soil. The above is purely a joke, and get to the point. If you have 10 million in your hand, you can live a wonderful life after careful calculation. First of all, you can go to the suburbs to buy a suite. At present, the prices of Huadu and Conghua in the outer suburbs are relatively low. If you want to enjoy a retired life, you can choose places near Qingyuan in these two districts, because these places are not limited to purchase, and the price is also suitable. It is estimated to be about 8,000 square meters, and 100 square meters, plus decoration furniture, is about 2 million. The advantage of these buildings is that they have a beautiful living environment and beautiful scenery. They can usually take a walk, climb mountains and fish, and live a leisurely life. The disadvantage is that the transportation in these places is not very convenient. Although there are buses, the number of vehicles is small and the departure time interval is long. Therefore, the second step is to buy a car instead of walking. Lexus RX450h, the price is about 800 thousand, to meet your travel in urban and mountainous areas. The third is the monthly cost of living, including food, pets, car maintenance, housing property management fees, etc. It is estimated that it will cost 200,000 a year. In the end, there may be 5 million deposits, so these 5 million deposits will be used for financial investment. According to the current annual income of a wealth management app of 4.600%, it is estimated that the annual income will be 230,000, which is equivalent to offsetting the annual living cost. Therefore, at present, this 10 million yuan is also very moist in Guangzhou.