This so-called ALB cross-border business investment is an out-and-out financial scam from all aspects. First, it is said that this project came out in 2016, but in some forums, as early as 2013, someone asked if this ALB was a scam. Second, this so-called Malaysian company claimed to build the largest Jiabao fruit planting area in the Asia-Pacific region, with a planting area of 100 mu. However, as early as 2011, In Guangdong, China, there is a lady Luo who has introduced and planted more than 300 acres of Garbo fruit and developed related products, so this largest planting area is a joke. Thirdly, it is said that the boss of this company was invited to attend the Spring Festival Gala, but he could not produce any evidence of being invited. The so-called Dr. Yun Hai doesn&;t have any doctoral degree at all, and the so-called Datuk Wang&;s identity is simply fictitious. There is no such person in the list of current Datuk in Malaysia. Fourth, the virtual coin (BKI coin) launched by ALB claims to be listed on the largest exchange in Europe, but neither bitstamp nor bitflyer has this so-called BKI coin. However, their so-called trading platform bika (coin card) is not an exchange at all, but a cottage trading APP without any record. Even the name is a cottage biki exchange in Singapore. The so-called partner, Huxin Company, also has no record, and its name is Shanzhai Shanghai Huxin Finance. Moreover, the IP addresses of the servers of these two shanzhai goods are all in Australia, and they are all in the same segment. It can be concluded that the servers of these two shanzhai goods are in the same computer room. To sum up, this so-called split-disk financing project is a complete financial scam, which involves illegal fund-raising and online pyramid schemes.