Tell me about my real experience. After all, it just happened, and I was deeply impressed. I graduated in 15 years, joined the work at the end of 16 years, and moved to a unit in my hometown last year, with a monthly income of about 6000 yuan. This year, I was going to get married with my girlfriend, so I went to look for a house, only to find that the current house price has risen to an outrageous level. In a small city with 12 lines, the house price has exceeded 10,000. I bought a second-hand house in desperation. 11,000 yuan per flat, with a total house price of 1.1 million yuan, a down payment of 400,000 yuan and a loan of 700,000 yuan. The key point is that our place does not support portfolio loans yet, and we can only take pure commercial loans, with interest rates rising by 10%, loans for 30 years, and monthly repayments of 4,000 yuan. Before buying a house, my personal life was still good. When I was free, I could take my girlfriend out for a stroll, go out for dinner and watch a movie, which was basically not planned. After buying a house, there is only about 1000 yuan left after paying off the loan every month, which is basically enough for your living expenses. All things that need to be spent should be planned in advance, fearing that one day there will be no money to pay off the loan. I feel stressed at work, and I am afraid of losing my job. I bought a house this year and plan to get married next year. I can&;t even think about the bride price, including wedding photos, because it&;s hard to get it out now. This is the present situation of a person who has just bought a house and has to pay a huge loan every month. It is really embarrassing. But I still want to say that this situation is really not good, but it is barely acceptable. First of all, we have to put our minds right. Most of us are children of ordinary people. It is normal to borrow money to buy a house, and it will be normal to repay the loan every month. Have to go through this process. Don&;t be afraid, but believe that everything will be all right. After a few years of struggle, life will get better and better. Come on!